Preheat oven to 375° and grease two 8x4" loaf pans.
In a large mixing bowl, whisk together the wheat flour, oats, cocoa powder, baking powder, baking soda, and salt, until well combined.
In a small saucepan or the microwave, melt the coconut oil until just melted, but not hot.
In a medium sized mixing bowl, whisk together the milk, honey, eggs, and vanilla. Whisk in the coconut oil.
Pour the wet ingredients into the dry and stir until barely mixed and streaks of flour are still showing.
Add the zucchini and 1 cup of chocolate chips to the batter.
Gently fold the batter until all ingredients are well incorporated and the zucchini is evenly distributed throughout.
Divide the batter into the prepared loaf pans. Top with the remaining 1/4 cup of chocolate chips.
Bake at 375° for 35-40 minutes until a toothpick inserted comes out clean.
Allow to cool completely before slicing.